The Homevoter Hypothesis: How Home Values Influence Local Government Taxation, School Finance, and Land-Use Policies on Amazon™

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The Homevoter Hypothesis: How Home Values Influence Local Government Taxation, School Finance, and Land-Use Policies

Regular Price: $27.00 |

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Customer Review

"I've Got Mine, Jack!"
There are scads of good books on state and Federal government, but few on local government. William Fischel's The Homevoter Hypothesis is an exception and is an apparent classic on local government. Fischel's book advances more than an "hypothesis." It is a "correlation" that convincingly describes from case studies and case law how real estate economics drives local government. Fischel reports that housing equity in the U.S. is eleven times as large as liquid assets among all homeowners. Home equity value is the largest asset of private wealth. But this equity value is constantly under threat from external forces ("externalities") beyond the control of property owners except by government intervention. Homes are an immovable asset whose value can't be insured against a wipeout of equity. Homeowners will consent to the impositions of municipal and school district financing, zoning, growth controls, and environmental regulations only to the extent that they protect home values, or...
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January 3, 2002 (Pasadena, CA United States) | Helpful Votes: 13 | Rating: 5

Product Description

Just as investors want the companies they hold equity in to do well, homeowners have a financial interest in the success of their communities. If neighborhood schools are good, if property taxes and crime rates are low, then the value of the homeowner's principal asset--his home--will rise. Thus, as William Fischel shows, homeowners become watchful citizens of local government, not merely to improve their quality of life, but also to counteract the risk to their largest asset, a risk that cannot be diversified. Meanwhile, their vigilance promotes a municipal governance that provides services more efficiently than do the state or national government.

Fischel has coined the portmanteau word "homevoter" to crystallize the connection between homeownership and political involvement. The link neatly explains several vexing puzzles, such as why displacement of local taxation by state funds reduces school quality and why local governments are more likely to be efficient providers of environmental amenities. The Homevoter Hypothesis thereby makes a strong case for decentralization of the fiscal and regulatory functions of government.

(20011227) Top to learn more

Good supplemental text on local government and zoning
This makes a great required second book in a local government/administration course. As a matter of fact, it should be required reading for city councilmen all over America.Fischel does a good job of proving the "people vote with their feet" hypothesis, but more importantly, he ties property values to virtually every local government action (and inaction). Virtually everything that city government does is capitalized into property values -- sometimes with negative effects and sometimes with positive effects. Americans are extremely mobile, moving every 4 years, so we really do vote with our feet to a greater extent than most city governments care to accept.
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January 5, 2007 (Phoenix, AZ) | Helpful Votes: 0 | Rating: 4

God in Government (Home Use)

Price with discount: $5.95 |

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Inspect Before You Buy: Insider Secrets You Need to Know About Home Inspection - With Companion CD-ROM

Regular Price: $29.95 |

Customer Review

Excellent book on often-neglected subject
I've read and reviewed many real-estate investment books on Amazon.com, but I've never declared one among them to be truly indispensable: Charlie Rose's Inspect Before You Buy is the first to earn that distinction.The key to Inspect Before You Buy's value is in the narrowness of its focus. It is not an all-inclusive "become a millionaire in real estate" guide. Rather, it is 200+ pages (242 including the invaluable checklists; 267 including all appendices) devoted to the all-important subject of home inspection, which is usually all but ignored by real estate "gurus" in their how-to books filled with fluff. After all, how can you possibly spot bargains without appreciating the structural integrity of a property? Should you trust an expensive property inspector on every property you consider buying? You can save a lot of time and money by learning how to spot problems early, and with this book, you'll be able to. In fact, this book is detailed enough that a professional...
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September 27, 2007 (Saginaw, Michigan) | Helpful Votes: 4 | Rating: 5

Home Buyers Inspection Bible
Inspect Before You Buy, is a must read by any potential homebuyer. Charlie has covered every nook and corner of inspecting a house to uncover what buyers need to know before buying. This guide would have saved me thousands of dollars in repairs to my previous homes. His simple terms and descriptions make the reading easy to understand.Individuals considering selling their home will also benefit from this book. You will be able to learn exactly what homebuyers and inspectors look at during the inspection process. Simple fixes like changing out the front door could mean the difference between a potential sale or getting passed over for the next house.If you are considering buying or selling a home, get this book. From the front yard, to under the house and everything in between...this book covers it all. It gives insightful tips like checking the kitchen sink water pressure to insuring the air conditioner is properly functioning. Inspect Before You Buy will be a permanent...
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February 13, 2008 (Fort Wayne, IN USA) | Helpful Votes: 2 | Rating: 5

Product Description

This book is for prospective home buyers, real estate investors, and those interested in starting their own home inspection business. Home inspections are an important step in the home-buying process. Everyone agrees that you should use a home inspection service before buying a home. Home inspectors conduct a thorough examination of your home to detect any problems before you purchase. A detailed home inspection usually takes a few hours, and you get a written report.
But there are two problems: first the cost a good home inspection can cost several hundred dollars depending on the size of the house. And who has extra money when you are trying to afford a new home? Second, they are not flawless, mistakes are made. It is difficult to test everything in a house in just a couple of hours. No one will examine a house like the prospective owner.
Now you can be armed with the right information and save a lot of money and time. Through explanations, the experiences of others, and dozens of forms and checklists you will learn all about:
Foundations: floors, walls, paint, windows, decks, garage doors, roofing, flashings, chimneys,
Plumbing: piping, fixtures, faucets, water heating and fuel storage systems, pools and equipment,
Wiring: main service panels, conductors, switches, receptacles, heating, air conditioning and heat pumps, ceilings,
Floors: railings, doors and windows, attics, walls, foundations, kitchens, and bathrooms.
In addition you will gain valuable information about: septic systems, wells, water quality testing, mold, radon testing, asbestos, termites, carbon monoxide testing, and lead testing. Top to learn more

Wonderful concept, but not user (or layman) friendly
Are you neurotic like me? Do you pour over Amazon reviews scouring every aspect of every product so that you don't get hosed on something you buy? Well, imagine how much more that neuroticism goes into overdrive at the prospect of one of the biggest purchases ever -- your home. So this book really appealed to me -- yeah, now I'll have the expertise and know-how to really eye a potential property for defects that cost me a fortune later or at the very least, give me a leg up in negotiating a more favorable price.And for those two purposes, this book definitely delivers what I intended. But my major complaint is that it is a very difficult read. It was almost like a crash course in home inspection. I'm not sure what I should have expected -- the book is VERY thorough. But that thoroughness is a little overwhelming. It pretty much lists in detail EVERY single thing that could possibly be wrong with a house. And it's organized by room, so you can do it as you walk...
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October 26, 2008 (USA) | Helpful Votes: 7 | Rating: 4

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Home Rule in America : A Fifty-State Handbook

Regular Price: $215.00 |

Customer Review

Excellent guide for state government reform in the Internet Age
Although a bit spendy, this omnibus guide to an obscure state-constitutional legal doctrine now present in 36 states, shows the lawerly ramifications of pushing governance down to the lowest common municipal denominator. It is primarily intended as a legal primer, not one that asks what is now economically available to those HR-empowered communities, where their state legislatures are not imperially conditioned to micromanage the affairs of every town, city, and county.It is no mean coincidence that Ameirca's poorest, most backward, least economically opportunistic states (i.e. Idaho, Mississippi, Alabama, Arkansas, etc) lack constitutionally protected home-rule powers. Home-rule is something the state government lawyer & lobbyist classes in America hate with a passion, but the New Economic Age, powered as it is via the Internet, with its emphasis on speed, transparency, and rapid accountability....will reward mightily.
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January 1, 2012 | Helpful Votes: 0 | Rating: 5

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HUD Homes for Sale - Sales and Marketing Guide for Real Estate Agents: How to Build a Solid Niche in the Government Homes Market

Regular Price: $14.99 |

Customer Review

Product Description

HUD Homes is an $8 billion market that will pay real estate brokers $400 million commissions. This book covers it all - contract and transaction, financing, and marketing. Real estate agents and brokers craft a niche in the most consumer friendly REO markets in the country. Top to learn more

Buying A HUD home...
Good as far as it goes relative to selling HUD homes - but doesn't go near as far into the actual process as I would have hoped. The whole process - from bidding, inpections, closings, etc - for HUD homes is a completely different animal! There are some similarities to typical REOS, but they are few!The book tells us that there are 4 regions, but it doesn't go on to tell us that there are 3 asset management companies handling HUD homes (at least in Indiana). (I've found that the ease of working on an accepted HUD offer is so dependent on which asset management company is handling the transaction.)One final comment - Ms. Thorsen is so right about "zero tolerance" for errors. I haven't had an offer kicked out, but I had to redo paperwork because the printed name was not on the same line as the signature and one form where I missed printing the buyer's name. (This was from the one asset management company that I least like to work with because their required forms...
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May 30, 2011 (Kokomo, IN USA) | Helpful Votes: 1 | Rating: 3

BUY HUD Homes for Sale - Sales and Marketing Guide for Real Estate Agents: How to Build a Solid Niche in the Government Homes Market

Home Front: The Government's War on Soldiers : A Report on How America's Weapons, Medicines, and Bureaucracies of Mass Destruction Harm our Troops and Veterans

Regular Price: $14.95 |

Customer Review

Important for solidiers, vets and families
This is not a Bush-bashing book but a government-bashing book (White House, Congress, name any year) and deservedly so. It's a timly and telling reminder of how we - our leaders - treat our troops on the war and home fronts. We've all heard about it - here are the sad and gory details.
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July 10, 2004 (New Jersey) | Helpful Votes: 6 | Rating: 5

A story that Kerry and Bush should read
I heard the author interviewed on New York radio, where the host said every school kid in America should read this book. I agree. Don't sign that oath until you read what we really do to some of our soliders and vets.
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September 24, 2004 (St. Louis, MO USA) | Helpful Votes: 6 | Rating: 5

Product Description

For every service member killed in Iraq, 15 others have fallen ill, and 4,500 have been returned to the U.S. for medical treatment. Why? in crisp, clear, compelling writing, a prize-winning journalist examines the health and medical issues--with detailed individual examples--facing American military personnel and veterans, and investigates the military/bureaucratic politicking behind them, with: - comprehensive documentation from the CDC, VA, Pentagon- historical, war-by-war overview of the issues- comprehensive list of illnesses, syndromes and symptoms- veterans' battles over medical services and policy- analysis of military hospitals and services- public and classified military experiments- discussions of anthrax vaccine and depleted uranium- analysis of the high suicide, alcoholism and homicide rates in the in military. Top to learn more

"War on Soldiers" is an understatement
This book both disgusted and enraged me. Everyone who waves the flag and shouts "Support the Troops" should read this book to learn how our government abuses these men and women and then breaks the most basic promises of support it made to them. It's like a laundry list of hypocrisy!
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November 28, 2004 | Helpful Votes: 3 | Rating: 4

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Buy Government Homes

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Housing minister Grant Shapps has announced government plans to release public land worth £10bn to address the housing shortage. The land will be used to build 100000 new homes over the next four years and is expected to provide 25000 jobs.