Guide to Long-Term Care Insurance on Amazon™

L.: L Word Season 6 | La Mer | Labels | Lager |

Guide to Long-Term Care Insurance

Regular Price: $0.99 |

Dear visitor! This website has been designed to help you find THE BEST PRICE. When you are ready to buy, your payment will be processed through one of the most TRUSTED SUPPLIERS directly.
Thank you for shopping with us!

Not what you're looking for? Try smart custom search:

Product Description

This type of insurance covers services needed by those with chronic illness or disability. Check out the costs, limitations and exclusions, and coverage options you need. Top to learn more

Long-Term Care: How to Plan and Pay for It

Regular Price: $29.99 |

Customer Review

Another winner from Nolo Press
If you need legal knowledge, and can find a Nolo Press book that covers the topic, just buy it. You won't go wrong. This book is no exception.An elderly family member is facing choices about whether to enter long term care. We needed to know all the ins and outs of various options, including Medicaid, Medicare, and veterans benefits. This book covers everthing of importance in clear, concise text.One problem in a situation like this is that the "experts", like the case managers and social workers at hospitals and nursing homes, seldom have the time or incentive to tell you the whole story. It's up to you to figure out what your options are, and what protections you have. This book covers all of the bases in clear, understandable language.Important note: several laws and regulations regarding transfer of assets and Medicaid/MediCal coverage eligability changed in early 2006. Make sure you understand the current laws. This book was published in late...
Top to learn more

March 24, 2007 (San Jose, CA USA) | Helpful Votes: 21 | Rating: 5

we need more books like this one
I am in the middle of dealing with a failing parent. I have consulted with all the recommended experts (accountants, multiple attorneys, social workers, private care managers, all the medical people). This book lays out clearly and very helpfully what I had hoped all the attorneys would've, but didn't. This book gives you the information you need to make your own decisions, rather than relying the 'experts' to decide for you. Worth every penny and the time taken to read it.
Top to learn more

July 13, 2008 (Minneapolis, MN) | Helpful Votes: 11 | Rating: 5

Everyone Should Read This
I am a senior citizen. That's the age you might think this book should be read. I wish everyone would read it by the time they are 30 years old, start doing research for their future, and, can understand why they need to begin a savings account for thier future.I had no idea what a CCRC was before I purchased this book. I now live in one, and, believe that I am extremely lucky to be here. There is so much helpful information in this book. Everyone would benefit from it.
Top to learn more

April 18, 2010 | Helpful Votes: 6 | Rating: 5

Product Description

Matthews presents all the information consumers need to make the best choices for long-term care, such as how to: protect assets-arrange home health care-find nursing and non-nursing home residences-rate nursing home insurance policies-understand Medicare, Medicaid and other benefit programs.

Top to learn more

BUY Long-Term Care: How to Plan and Pay for It

Do I Need Long-Term Care Insurance?

Regular Price: $2.99 |

Product Description

The wave of 78 million Baby Boomers start to turn age 65 in 2011. Many of them will have to decide whether or not to purchase long-term care insurance. In November of 2010, Metropolitan Life made major headlines by announcing it was abandoning the long-term care insurance market. This short story explores the subject of long-term care insurance. After reading this story, you should be able to make your own well informed decision regarding long-term care planning and funding. Top to learn more

BUY Do I Need Long-Term Care Insurance?

Long-Term Care: How to Plan & Pay for It

Regular Price: $24.99 |

Customer Review

March 24, 2007 (San Jose, CA USA) | Helpful Votes: 21 | Rating: 5

July 13, 2008 (Minneapolis, MN) | Helpful Votes: 11 | Rating: 5

April 18, 2010 | Helpful Votes: 6 | Rating: 5

Product Description

Get the best care in the right place, for the right price -- this book shows you how!

Finding the right long-term care often means making difficult decisions during difficult times. Long-Term Care helps you understand the alternatives to nursing facilities and shows you how to find the best care you can afford.

With Long-Term Care, you'll be able to:

evaluate long-term care insurance

arrange home care

explore options beyond nursing homes

choose a nursing facility

get the most out of Medicare, Medicaid and other benefit programs

protect your assets, and

recognize and prevent elder fraud.

The completely updated 7th edition has an all-new chapter on long-term care insurance and updated coverage of Medicaid. It also includes up-to-date benefit numbers, laws and taxes, and revised information on veterans' benefits.

With sensitivity and clarity, Attorney Joseph Matthews gives you everything you need to help plan for and make the best arrangements for long-term care. (20080508) Top to learn more

evaluate long-term care insurance

arrange home care

explore options beyond nursing homes

choose a nursing facility

get the most out of Medicare, Medicaid and other benefit programs

protect your assets, and

BUY Long-Term Care: How to Plan & Pay for It

J.K. Lasser's Choosing the Right Long-Term Care Insurance (J.K. Lasser--Practical Guides for All Your Financial Needs)

Regular Price: $31.50 |

Product Details

Condition: New
Notes: BRAND NEW FROM PUBLISHER! 100% Satisfaction Guarantee. Tracking provided on most orders. Buy with Confidence! Millions of books sold!
ISBN13: 9780471152057

Customer Review

J. K. Lasser's Choosing the Right Long-Term Care Insurance
People over 50 and their adult children should read this book. It answers the important questions about long-term care insurance and it helps people plan for their future. Among the many surprises: 40 percent of people don't need long-term car insurance. Using the back of the book as a key, you can pretty well determine if you or your parents will or won't need it.The book is easy to understand, many of the brief examples are sad but true, and there's also some humor.I think this book can help many people stay independent, remaining at home rather than going into nursing homes.
Top to learn more

March 26, 2002 | Helpful Votes: 11 | Rating: 5

Product Description

A PRACTICAL GUIDE TO THE COMPLICATED ISSUE OF LONG-TERM CARE INSURANCE

"Next to buying the right long-term care insurance, buying and reading J.K. Lasser's Choosing the Right Long-Term Care Insurance is the best investment seniors and their families can make to help insure independence and dignity in their golden years."
-Scott Harshbarger, President and CEO, Common Cause

"An indispensable book for all those concerned that the cost of health care will rob their old age of dignity and independence. The author, Ben Lipson, an articulate advocate of patient rights and an authority on health insurance, provides a lucid road map in a terrain mined with hokum."
-Bernard Lown, MD, winner of the Nobel Peace Prize

"Long-term care insurance is a much-needed and valuable insurance concept, marketed in a maze filled with smoke and mirrors. Most of what passes for consumer guidance is just general information and superficial advice. But Ben Lipson's book takes you by the hand, leads you through the insurance labyrinth, and shines a much-needed light on the product."
-Charlie Sabatino, President, National Academy of Elder Law Attorneys

Critical coverage will help you:
* Decide whether you are among the 40 percent of people who do not need to buy long-term care insurance
* Receive the benefits you purchased when you have to make a claim
* Distinguish between fact and fiction during a sales pitch

J.K. Lasser--Practical Guides for All Your Financial Needs
Please visit our Web site at www.jklasser.com Top to learn more

There has to be a better reference
While Lipson's book identifies many important factors in idntifying the benefit options of long term care insurance policies, he does little to compare companies. He brings up key questions like comparison of claim rates, lapse ratios, and loss ratios, but does not provide the answers or identify where to get this information. He talks about misleading risk statistics but does not identify the actual statistics. While I have a better understanding of benefit options, I would be unable to "Choose the Right Long Term Care Insurance" without researching this subject further.
Top to learn more

May 21, 2002 (Boston,Ma.) | Helpful Votes: 12 | Rating: 3

A Book for all health care Professionals
I found the book to be very readable and informative. It took the mystery out of long term care insurance, by explaining in detail who would benefit from it and process of applying for the insurance. I also liked the book because it was written from the conumer's perspective. It can serve as an invaluable resource for all health care workers.
Top to learn more

June 4, 2002 | Helpful Votes: 5 | Rating: 4

BUY J.K. Lasser's Choosing the Right Long-Term Care Insurance (J.K. Lasser--Practical Guides for All Your Financial Needs)

Long-term Care Insurance: Is it right for you? Are there better alternatives?

Product Description

Long-term care insurance is expensive
Insurers keep raising rates
Almost a third of owners have to stop paying!
Most of us will never need it
There are better alternatives
Do Not Buy a LTCi policy before you compare alternatives
LTCi policies average about $2,500 a year but they don't cover the full cost of care—averaging $87,235. Most sellers recommend starting before age 65 while we are still healthy and insurable but we will pay more. Like all disability insurance, we are paying for something that we may not need at all. Unlike the cost of a major medical operation covered by our comprehensive health care plan, the cost of long-term care can be estimated fairly accurately. With a 13% and 4% chance of spending 2+ years in a nursing home for women and men respectively, the average cost will be about $200,000. If we can stay at home, a home health aide costs about $20,000 a year. The average policy costing $2,500 a year will NOT cover all expenses. Depending on the institution we check into, daily costs are $250 a day or more. There are other medical costs—either out of pocket or a Medigap policy—that Medicare does not cover. There are other medical expenses on top of that. Because we are buying coverage for some period in the future—perhaps 30 years away—we must plan for inflation. Our $250 a day coverage may be worth only $120 while the price of care goes up annually. Some folks buy inflation protection with their policy but this just raises the price to perhaps $3,000 a year.

Top to learn more

BUY Long-term Care Insurance: Is it right for you? Are there better alternatives?

Buy Long Term Care Insurance

The 20 year total cost of buying now will be less than the 19 year total cost of waiting to buy next year, or the 18 year total cost of the next year and so on. Given the odds that you will someday need some form of long term care , you should be... Life insurance premiums have been going down in recent years because people are living longer, but health insurance and long term care premiums have been going up for the same reason. Today, if you’re 55 years old, a long term care insurance plan might cost around $2,000/year. If you’re thinking about purchasing long term care coverage , you’ve already waited too long. Purchasing long term care insurance now rather than waiting to buy will actually cost you less. While you can’t control the amount of time you’ll need long term care, you have full control on when you buy coverage for it. Companies typically come out with new plans that have higher rates every few years. The longer you wait to purchase long term care insurance, the greater the likelihood you will develop health conditions that will increase your premiums or even prevent you from getting coverage at all. New applicants for each new generation of long term care policies pay about 5% more each year than they would have if they had been able to buy the discontinued policy.

A Long-Term Care Insurance Partnership Policy will allow policy holders to protect or keep some of their assets if you have a long-term care insurance claim and need to apply for Medicaid after you have used up your LTC insurance policy benefits. Under the Partnership Policy the amount of Medicaid spend-down protection you receive is equal to the amount of benefits that were paid for your long-term care services from your private long-term care insurance company.

Most Florida long term care insurance coverage organizations accept people to use the payments for a nursing property stay, an assisted residing facility, at home care, hospice care and some may even go as far as to give rewards to care offered by... As stated previously a long term care insurance policy covers for most of an people care when they are diagnosed with a critical illness or a chronic illness. It is not that difficult to get assist from your business the moment you have bought your long term care insurance coverage policy in the state of Florida. The insurance enterprise in the state of Florida is a quite essential one particular, primarily the extended term insurance coverage industry. Factors A Florida Long Term Care Insurance Policy Covers. Throughout that waiting time period the insured will have to spend for their care fees and once the time period is above then the insurance coverage firm will start off paying out for the rest. Do you require a Florida long term care insurance policy.

Long Term Care Insurance News

Uncle Sam Can Help You Pay For Long-Term Care Insurance

“Accountants will say you ought to contribute to a 401(k) retirement plan, or buy an SUV [to snag a tax break] but they don't often bring up the fact that you can buy long-term care insurance through your business and get a tax deduction,” she adds.
Long-term care crisis looms; Californians unprepared for the costs

Despite that greater awareness, less than 10 percent of California seniors have long-term care insurance policies to cover these expenses. “With baby boomers just beginning to retire, we will soon see an unprecedented increase in people needing
Many seniors lack long-term care plans and risk seeing their Golden Years ...

“If you get into the program and buy a special type of long-term care insurance, it will allow you in a legal way to keep your assets, dollar for dollar equal to the amount of benefits you get from your long-term care insurance and still legitimately